Credit Card Charges (rather than Paypal, etc)

I’ve only just begun using Fundingpress, but it appears there are three options for collecting payments: Paypal, Fundit, and WePay.

Does this mean there is not an option for a direct credit card charge with reimbursement if the project goal is not achieved?

I expect to be interacting with an older demographic, who may not be familiar or set up for these types of transactions.